How to Cancel Your Belk Credit Card

How to Cancel Your Belk Credit Card?

The Belk credit card is a store-branded credit which is issued by Synchrony Bank is mainly used for bulk purchases at Belk department stores and Belk.com. It offers numerous benefits like discounts, rewards, and promotional financing options to cardholders making it an attractive option for Belk holders. 

But despite all these benefits, what do you think is the main reason customers choose to cancel Belk credit cards? Let us help you to know the fact and also the steps need to be followed to cancel it.

Why do customers cancel Belk Credit Cards?

Belk Credit Card offers numerous advantages/benefits to their cardholder, but despite this, there are many reasons why customers decide to cancel as mentioned below-

Higher rate of interest

There are some of the customers find a higher rate of interest within the card as compared to other credit cards. Hence, the higher APR is making cards expensive.

Limited use

The card can be used only at Belk department stores and even at Belk.com. And this indicates its limited use. Hence, customers do not find it versatile and worthy enough to keep this card, as other cards offer more shopping experience.

Annual cost

The Belk Premier Rewards Card has a desired annual fee and for some of the cardholders, it is not feasible. 

Lack of rewards

Customers even feel that the rewards or benefits combined with a Belk credit card are not suitable as compared to other credit cards. They are low and also does not give reimbursement (cash or also shopping experience).

Is cancelling your Belk Credit Card required?

Cancelling a Belk Credit Card can avoid the unnecessary costs that are implicated on the card and as per the requirements. Hence, if there is a limited use of Belk Credit Card or you are not getting the desired benefits then you can proceed with its cancellation.

Hence, if you no longer need your Belk Credit Card then there are some of the simple steps you need to follow to cancel. Below are the mentioned steps that need to be followed carefully to help you cancel your Belk Credit Card issued by Synchrony Bank.

How to cancel your Belk Credit Card?

Step- 1 Check your account balance

It is advisable to check your balance in your Belk Credit Card to ensure that your account is fully paid and there are no leftover debts. If there are any outstanding charges then before closure you have to clear your pending amount and begin with its cancellation. This begins with the login to your Belk Credit Card account on Synchrony Bank’s website.

Step-2 Call Belk customer support

The other way to cancel your Belk Credit Card is to call the respective customer support. While speaking to the bank’s representative you can request the closure of your credit card.

Step-3 Requesting written confirmation.

The other way to cancel Belk Credit Card is to share the written request via email. You need to state the reason to close your credit card and submit the application.

Once you follow any of the above steps, then your request will proceed. In this manner, your Belk Credit Card will be cancelled. Cancelling a Belk Credit Card is quite simple but has to be done very carefully and upon complete monitoring. 

Upon cross-checking all of the necessary guidelines like ensuring your balance is cleared, requesting written confirmation, and monitoring your credit report, you can easily begin with its cancellation.