The 10 Best Credit Cards for Businesses with EINs
Business Credit Cards that use EIN only: As a business owner, you know how important it is to have the right card to help you manage your expenses. But if you’re running a business with an Employer Identification Number (EIN), you may be wondering which credit cards are best for you.
This article provides a list of the top 10 credit cards for businesses using only EINs.
1. Chase Ink Business Preferred Card:
This card offers 80,000 bonus points after spending $5,000 in purchases within three months of account opening and 3 points per dollar spent on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services each account anniversary year. Additionally, users can take advantage of 0% introductory APR for 12 months on purchases and balance transfers and no foreign transaction fees. With all these benefits, this card is ideal for businesses that make frequent business purchases.
2. Blue Business Plus Credit Card from American Express:
This card offers 2x Membership Rewards on everyday business purchases up to $50,000 each year and 1x points thereafter with no annual fee or foreign transaction fees. It also features flexible payment options such as Pay Over Time and Expanded Buying Power®, giving business owners more freedom when making their purchases.
3. Capital One Spark Cash Select for Business:
This card offers 1.5% cash back on every purchase with no annual fee or foreign transaction fees plus 0% intro APR for 9 months on purchases and balance transfers. It also includes employee cards at no additional cost and online access to view employee spending reports to help keep track of expenses easier. With its low APR rate, this card is ideal for businesses that use credit cards frequently as it helps save money when making payments in a timely manner.
4. Bank of America® Business Advantage Cash Rewards Mastercard® credit card:
This card offers 3% cash back in the category of choice including gas stations; office supply stores; travel; TV/telecom & wireless services; computer services; or business consulting services (up to $250 cash back) and 2% cash back at restaurants & wholesale clubs with no annual fee or foreign transaction fees plus 0% intro APR for 12 billing cycles after account opening on both balance transfers and new net retail purchases.. For businesses that spend a lot in certain categories, this is an ideal option as it rewards them heavily while still providing competitive rates compared to other cards out there..
5. Wells Fargo Business Platinum Credit Card:
This card provides up to 5X rewards points on eligible cell phone service charges plus 0% intro APR for 6 months on both balance transfers and new net retail purchases plus no annual fee or foreign transaction fees making it perfect for businesses that use their credit cards frequently.. Additionally, users can take advantage of special savings from select merchants by taking advantage of the Wells Fargo Business Platinum Cardholder Offer Program.
Also Read: 10 Best Credit Cards that Pull TransUnion for Approval 2023
6. CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®:
Designed specifically for businesses that fly American Airlines often , this card offers 2x miles per dollar spent on eligible American Airlines purchases (including flights booked directly through American Airlines) plus 25% savings on inflight food & beverage purchased with the CitiBusiness / AAdvantage Mastercard plus 0% intro APR*on balance transfers made within four months of account opening With its generous rewards program, this is an excellent option if your company travels frequently via American Airlines .
7 . US Bank FlexPerks Gold American Express Card:
Offering 3 FlexPoints per dollar spent at gas stations , 2 FlexPoints per dollar spent at grocery stores , airlines , or most cellular phone service providers ; and 1 point per dollar everywhere else —this card is great if your small business spends heavily in those categories . Plus , users get 30 , 000 bonus FlexPoints after spending $2 , 000 in net purchases during the first 4 months from account opening . And there’s no annual fee or foreign transaction fees —making it one of the best all – around options available !
8. TD Cash Back Visa Infinite* Card:
Offering 6 % cash back earned on grocery store spend (up to $6000 annually ) ; 3 % cash back earned at restaurants ; 2 % earned at convenience stores ; 1 % earned everywhere else ; plus 10 % rebates up to 20 times annually when making online redemption transactions –this one should be considered by any business looking for a great overall rewards program without having to pay an annual fee . Plus , get 15 , 000 TD Points after spending $500 within 90 days from account opening !
Also Read: Guaranteed approval Credit cards with $ 1000 limits for Bad Credit
9. CIBC Dividend Visa Infinite* Card:
Offering 4 % cash back earned at gas stations ; groceries ; drugstores ; recurring bill payments ; plus 2 % earned at home improvement stores (up to $25K annually ) –this one should definitely be considered by any small business looking for great rewards without having to pay an annual fee ! And get ready because right now there’s also up to 20 % rebates offered up until October 31st 2020!
10. Scotiabank Momentum Visa Infinite* Card:
Any small business seeking excellent rewards without a pricey annual fee should strongly consider this offer: up to 4% cash back earned at gas stations and grocery stores (up to $25K annually), 2% earned at drugstores and recurring bill payments, plus 1% earned everywhere else. Plus, right now there’s an additional 25 % rebate available until October 31st 2020! Don’t wait–take advantage of these incredible opportunities today!
There are many different types of credit cards available that cater specifically towards businesses who use EIN numbers as their main source of identification when applying for a credit line . By researching each option carefully —businesses can find the best fit based off their unique needs—and begin enjoying the perks associated with using a higher quality credit product tailored just for them ! Allowing businesses to get more bang for their buck—while helping them stay better organized and secure with their finances!