Tuesday, May 30, 2023
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Alaska Airlines Credit Card Review 2023

Alaska Airlines Credit Card

Are you looking for the perfect credit card to help make your travel dreams come true? The Alaska Airlines Credit Card offers great benefits that can turn any adventure into a reality. From earning points on every purchase made to redeeming rewards for flight purchases, this card has it all. With premium products and services included with each account, you’ll get so much more than just miles when using the Alaska Airlines Credit Card. Learn more about how this amazing travel buddy can make traveling easier and even earn you extra perks along the way!

Introducing the Alaska Airlines Credit Card – The Benefits of Owning One

If you frequently travel with Alaska Airlines, you might want to consider getting their credit card. Owning one comes with a variety of benefits that could make your trips more enjoyable and cost-effective. First and foremost, you earn miles for every purchase you make with the card, and those miles can be redeemed for free airfare or upgrades. In addition, you get a free checked bag for you and up to six companions on every flight, saving you up to $100 per person per round trip.

The card also comes with a companion fare offer, allowing you to bring someone with you on a flight for as low as $121 plus taxes and fees. Finally, as a cardholder, you’ll have access to exclusive discounts and promotions, as well as a dedicated customer service line. With all these perks, the Alaska Airlines credit card might just be the ticket to more rewarding travels.

Rewards

For a limited time, you can get a $100 statement credit, 50,000 bonus miles, and Alaska’s Famous Companion Fare for just $122 (which includes a $99 fare plus taxes and fees starting at $23) after spending $2,000 or more within 90 days of opening your account.

You can receive Alaska’s Famous Companion Fare™ for just $122 (which includes a $99 fare and taxes and fees starting at $23) every year on your account anniversary if you spend $6,000 or more on purchases within the previous year.

You can earn 3 miles for every $1 spent on Alaska Airlines purchases, 2 miles per $1 spent on eligible gas, cable, streaming services, and local transit purchases, and 1 mile for every $1 spent on all other purchases. There is no limit on the number of miles you can earn.

If you pay for your Alaska flight with your card, you and up to six other passengers on the same reservation can benefit from a free checked bag, saving $60 per person for roundtrip. Additionally, you can enjoy priority boarding. You can use your miles to book any Alaska Airlines flight without any date restrictions. Alternatively, you can select from numerous destinations offered by over a dozen airline partners.

When you use your new card to make purchases during an Alaska Airlines flight, you will receive 20% cashback. Additionally, if you have an eligible Bank of America® account, you will receive a bonus of 10% on all miles earned from card purchases. If you purchase an annual Alaska Lounge+ Membership with your card, you can receive a discount of $100.

Alaska Airlines Credit Card Review

The Alaska Airlines Credit Card is great for frequent flyers with good credit or better who plan to fly with Alaska Air and its 17 partner airlines. You’ll earn 3 miles for every dollar spent on Alaska Airlines purchases, 2 miles for every dollar spent on gas, cable, streaming services, and local transit, and 1 mile for every dollar spent on other purchases. Additionally, the card offers a nice initial bonus and other perks. As a cardholder, you’ll receive a discounted companion fare every account anniversary to help offset the $95 annual fee.

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Alaska Airlines Credit Card Review

Decent initial bonus

By spending at least $2,000 on your Alaska Airlines Credit Card within 90 days of opening your account, you can receive $100 and 50,000 miles that can be redeemed for an average of $615 according to WalletHub data. This offer is beneficial for those who don’t spend a lot, as the best travel credit cards usually require spending $3,000 to $4,000 in the first three months to earn 40,000 to 50,000 bonus miles.

Annual companion ticket pays for the annual fee

If you spend at least $2,000 within the first 90 days of opening an Alaska Air Visa account, you will qualify for a companion ticket during your first year. After the first year, you can get another companion ticket if you spend $6,000 on purchases within the previous anniversary year and your account is in good standing. The companion ticket covers a $99 base fare and at least $22 in taxes. This perk can easily offset the $95 annual fee for the Alaska Airlines Card.

Lucrative, but limited rewards on purchases

Based on WalletHub’s Credit Card Landscape Report, the Alaska Air Credit Card offers 1 mile per $1 spent on most purchases which are around the average for a rewards card. You can earn 3 miles per $1 spent through Alaska Airlines and 2 miles per $1 spent on gas, cable, streaming services, and local transit. The points you earn with this card are worth about $0.0103 each, which means your cashback will range from 1.03% to 3.09%.

Free checked bags

When you use your Alaska Airlines Visa Card to buy air tickets from Alaska Airlines, you and up to six people traveling with you can each get your first checked bag for free. Usually, Alaska Airlines charges $25 for a standard checked bag. Therefore, this benefit can save you up to $175 every time you fly

Not built to carry a balance

It is crucial to pay your Alaska Air Visa bill in full every month as the card doesn’t have 0% introductory rates or a low regular APR. Instead, your regular rate will depend on your creditworthiness. The interest rate ranges from above 17.23% (which is higher than the average credit card rate for excellent credit) to an even higher rate that exceeds the average of 23.24% for good credit, as per WalletHub research. Therefore, if your credit score is just above the “good” range, you might end up paying more interest charges.

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Good credit required

Before applying for the Alaska Airlines Visa Signature Card, it’s recommended to check your credit score for free as good or excellent credit is required for approval. Please note that this review is our own and not provided, commissioned, or endorsed by any issuer.

Understanding the Travel Rewards Program and How to Maximize Your Savings

Traveling can be an expensive endeavor, but with the right rewards program, you can save a considerable amount of money. Understanding how travel rewards programs work and learning how to maximize your savings can make a big difference in your travel expenses. Most programs offer points or miles for every dollar spent on travel and other purchases. These points can be redeemed for various rewards such as flights, hotels, or rental cars.

But to make the most of your rewards, it’s crucial to understand the program’s rules and rewards structure. Additionally, using the program’s credit card or booking through their travel portal can earn you bonus points, further increasing your savings. By taking the time to understand and maximize your travel rewards program, you can save money and make your travel dreams a reality.

What Types of Fees You Need to Know About

When it comes to managing your finances, it’s important to be aware of the different types of fees that may be associated with your accounts or transactions. Some of these fees may include maintenance fees, overdraft fees, ATM fees, and transaction fees. While some fees may seem small or insignificant, they can add up over time and impact your overall financial health.

By taking the time to understand the fees that may be involved with your accounts and transactions, you can make informed decisions and potentially avoid unnecessary charges. Keeping an eye on fees is just one way to help stay in control of your finances and reach your financial goals.

Pros and Cons of Owning an Alaska Airlines Credit Card

If you’re considering adding an Alaska Airlines Credit Card to your wallet, it’s important to weigh the pros and cons. One major perk is the ability to earn miles quickly, with rewards ranging from free flights to upgrades and discounted companion fares. However, there are annual fees to consider, as well as higher-than-average interest rates if you carry a balance.

Additionally, the card is tied to Alaska Airlines, so if you tend to fly with other airlines, this may not be the best choice for you. Ultimately, it’s important to carefully evaluate your travel habits and spending patterns to determine whether an Alaska Airlines Credit Card is right for you.

Using Your Card Responsibly for Maximum Savings Benefits

When it comes to using your card responsibly for maximum savings benefits, there are a few key things to keep in mind. First and foremost, it’s important to pay your balance off in full each month if you can. This will help you avoid interest charges and keep more money in your pocket over time. Additionally, it’s wise to look for cards with rewards programs that match your spending habits.

For example, if you frequently travel, a card that offers airline miles or hotel points could be a great way to save on future trips. Finally, be sure to keep track of your spending and monitor your account closely for any fraudulent activity. By following these simple tips, you can use your card to your advantage and enjoy maximum savings benefits in the long run.

Tips For Making the Most Out of Your Alaska Airlines Credit Card

If you’re a frequent Alaska Airlines traveler, then their credit card can be a big help in maximizing your travel experience. By using it strategically, you can earn points that can be used towards free flights, upgrades, and other perks. One tip is to make use of the card’s sign-up bonus, which often offers a large number of bonus points in return for meeting a minimum spending requirement.

It’s also important to pay attention to bonus categories for earning points, such as bonus points for dining or shopping with specific retailers. Additionally, taking advantage of perks like free checked bags and priority boarding can make your travel experience smoother and more enjoyable. With a little bit of planning and strategy, you can make the most out of your Alaska Airlines credit card and all of its benefits.

To wrap up, owning an Alaska Airlines Credit Card is an excellent way to save money on travel while taking advantage of special benefits, such as free checked bags. And if used responsibly and strategically, you can maximize your savings opportunities every time you book a flight. Remember to pay attention to the travel rewards program and types of fees associated with the card, so you know how to properly utilize it for maximum benefit.

Also, be sure to follow the tips outlined in this article to make the most out of your card on each purchase. Ultimately, the decision of whether or not this credit card option is best for you depends on your financial situation and lifestyle, but with all its advantages – security, convenience, reliability, and significantly lower travel costs – it’s a great tool for frequent flyers looking for ways to maximize their savings opportunities when booking flights across the globe.

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