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Guaranteed approval Credit cards with $1,000 limits for Bad Credit (April 2024)

Guaranteed approval credit cards with $1000 limits No Deposit

Applying for a credit card requires you to have a good score. But does everyone hold a good score? It is nearly not possible for everyone to have a desired score and due to this fails to get their desired credit card.

Since credit cards have become the utmost necessity presently. These plastic cards are easy to carry, and give you a wide range of benefits while shopping, travelling and even dining. Also, currently, everyone carries cards to perform transactions.

For business people, it is one of the best ways to do large transactions on a daily basis.

But on the other hand, if you have a bad credit score it becomes depressing to take out a credit card. However, for some, it is not easy to get an approved credit card or the limit you get is low.

But wait, we have some good news for you. Even if you have a bad or poor credit score, you can even have the opportunity to get the best credit card with a wide range of facilities. Currently, you will be able to explore a wide range of lists where you can get tons of credit cards even with bad credit scores. This usually comes with Guaranteed approval credit cards with $1000 limits. 

Maximize your spending while improving your credit score

Most of you are aware of many credit cards that come in the form of Mastercard or Visa. But do you know about secured and unsecured credit cards? It might be the case that you do not pay attention to any of these. But they are those that can help you to complete your wish to carry a credit card.

Since credit cards come with the benefit where you can perform any transaction beforehand. You have your desired limit and expenses can be made (towards any need) and pay later. This helps you to even improve your credit score and helps you to unlock a wide range of benefits.

But as you know for some it becomes quite hectic:

  • To get the desired credit card with an increased limit
  • Some of you might not get an instant approval
  • Some do not land to the requirement (at the time of approval).

But this problem can be solved with a secured credit card/unsecured one’s as well, which means you will have guaranteed approval credit cards with $1,000 limits for bad credit.

Trust us even if your score is low, even though you have options to help yourself to accomplish your dream.

So, without letting you wait for a longer time,

Let us help you to explore all of the credit cards that can offer you Guaranteed approval with $1,000 limits for bad credit

1. OpenSky® Secured Visa® Credit Card

This is on the top of the list of guaranteed approval credit cards with $1000 limits for bad credit. For people who are facing trouble with bad credit and are unable to get their desired credit card then it is one of those.

All of the credit types people are welcome to take hefty benefits. Trust us it is one of the best options that you can adopt. In the credit card market, for people who face issues with credit scores or also approval then OpenSky® Secured Visa® Credit Card is one of them.

Guaranteed approval Credit cards with $1,000 limits

Who can use it?

It comes with low limitations and people with bad credit scores can apply for it.

  • Minimum deposit- $100
  • Maximum deposit– $3000

Benefits

  • It lets people be in towards the requirement of a credit card and get instant approval.
  • Helps you to improve your credit score- this is with an average approval rate of around 85%.
  • Eligible for an increased credit card increase after 6 months.
  • Easily view your FICO score with OpenSky® Secured Visa® Credit Card.
Credit score required Initial purchase Annual fee Transfer
poor Not required $35 N/A

2. Indigo® Platinum MasterCard®

Shopping or travelling with a low limit is achieved with Indigo® Platinum MasterCard®. Now you must be thinking, can it be done? Well, it is nearly possible, as this unsecured credit card gives you the opportunity. On the other hand, it is one of the common choices among individuals and the majority of the people have undertaken the benefits of Indigo® Platinum MasterCard®.

Guaranteed approval credit cards with $1000 limits

Who can use it?

Individuals do not need to dig into their financial history and can instantly walk to apply for Indigo® Platinum MasterCard®

Minimum deposit- $0

Maximum deposit– $90

Benefits

  • Indigo® Platinum MasterCard® has an increased credit limit that majorly goes to 300 1,000 dollars.
  • Gives you the required amount of limit that you need to spend on shopping or for business.
  • Gives you an additional 25% reward on your transaction.
  • Need not own the highest credit check.
Credit score required Initial purchase Annual fee Transfer
poor Not required $0 N/A

3. Credit One Bank® Unsecured Visa® (for Rebuilding credit)

One of the other options for people who want to experience the best within credit card usage. It comes with poor credit score eligibility. Perhaps people who are looking to develop their score can immediately adopt Credit One Bank® Unsecured Visa® (for Rebuilding credit) without any second thought.

Majorly we do not get the best opportunity in one go, but this is one of those knocking you. Since credit cards are a necessity among individuals no matter what their requirements are. These plastic cards can make the transaction easy and even help people to be free from theft.

Guaranteed approval Credit cards with $1,000 limits for Bad Credit

Who can use it?

If you are looking to improve your credit history then this is one of the prime options you can look for.

Minimum deposit- $300

Maximum deposit– $1000

Benefits

  • Come with a low credit score requirement and no financial papers at the time of applying.
  • You do not have to perform any deposit at the time of adopting
  • Individuals will have a way to review their statements periodically. This further helps to improve their score.
  • Adopt a 1% of cashback facility at the time of visiting gas stations, groceries and other billing.
Credit score required Initial purchase Annual fee Transfer
Fair to poor Not required $0 N/A

 

Credit Cards with $2000 Limit Guaranteed Approval (September 2023)

4. Applied Bank® Secured Visa® Gold Preferred® Credit Card

For new members who are always or constantly worried about how can they get credit cards, it is for them. People you do not have to think much because we have a solution for you.

We all know the fact that in the initial days, we do not get to increase our credit score. It happens when we have paid some EMI’s on time or other payments. But what if you do not have such payments to make? You won’t be eligible to get a credit card- just because you have not developed a good score?

By ignoring all of this chaos, you have the choice to bring home a credit card, the one you want. Coming into the list Applied Bank® Secured Visa® Gold Preferred® Credit Card is one of those.

It lets you be its partner with a bad history of credit, no financial documents and even more. Additionally, it gives you a credit limit of $1000. But there is a lot more to know about the one card.

Guaranteed approval Credit cards with $1000 limits for Bad Credit

Who can use it?

Those who are new to the journey of bringing home their desired credit card with fewer financial documents or history.

Minimum deposit- $200

Maximum deposit– $1000

Benefits

  • This card is far better than the prepaid one, all you need is to own one loading time and keep on using it for a long time.
  • Need not be worried about the credit check- it’s free to bring into your pocket.
  • You can also increase its limit that goes up to $5000 (by adding an additional deposit anytime you want to).
  • Gives you the flexibility to save on every transaction you make- that could be shopping, travelling and even on other bills.
Credit score required Initial purchase Annual fee Overall rating
Fair to poor Not required $0 4.7

5. Discover it® Secured Credit Card

Discover it® Secured Credit Card provides the desired cashback that helps you to get some amount or products. This is mainly available for people who are involved towards heavy purchases. In addition, you can even get a security deposit of around $2,500- this is based on income and eligibility.

Further, you do not have to worry about late fees, there is no over-limit fee and even no foreign transaction. So, without any second thought just go for Discover it® Secured Credit Card.

Guaranteed approval Credit cards with $1,000 limits for Bad Credit No Deposit

Who can use it?

If you are thinking ahead

to adopt the best credit card without submitting any documents. Then Discover it® Secured Credit Card it is one of those.

Minimum deposit- $250

Maximum deposit– $1000

Benefits

  • Ability to earn flexible rewards points- this counts as $1 spent to get 1 point.
  • It has fairly low competitive rates.
  • Once you responsibly make use of the card, you can even apply for Platinum rewards credit card.
  • Undertake 25 days of grace period while making purchases- to make payments.
Credit needed Initial purchase Annual fee Transfer
New or rebuilding Not required $0 N/A

6. Savings Secured Platinum Rewards Credit Card

Do you know you need not have to be on the list of members- 

State Department Federal Credit Union. This means you are free to apply for this credit card and no such qualification is required. This type of credit card has opened the door for all who want to be a part of the State Department Federal Credit Union.

Luckily many of them have directed themselves to uncover a wide range of benefits. To this, you can even use Savings Secured Platinum with cashback facilities, vouchers, VIP lounge access and more.

Additionally, it comes with a low interest rate and no annual charges.

Guaranteed approval Credit cards with $1000 limits for Bad Credit No Deposit

Who can use it?

Those who do not wish to proceed with the legal process or the financial documents for them Savings Secured Platinum is the best choice.

Minimum deposit- $250

Maximum deposit– $1000

Benefits

  • At the time of purchase you make no matter where, you are liable to earn 1 point of every $1 spent.
  • If you at any time want to upgrade your card then it can be done smoothly. All you need is to use the current card in an authentic manner and payments on time.
  • Cardholders are liable to get a grace period of 25 days after they make a purchase.
  • Roadside assistance can be taken by Savings Secured Platinum card holders.
Credit needed Initial purchase Annual charges rating
N/A Not required No 4.2

7. Reflex® Platinum Mastercard®

One of the other unsecured credit cards that fall to Guaranteed approval credit cards with $1,000 limits for bad credit. If you wish to improve your credit score you simply need to apply for this. However, sometimes you do not get the right direction as to which card needs to be taken or where to go.

If you are constantly worried about it then reach out to apply for Reflex® Platinum Mastercard®

Guaranteed approval Credit cards with $1,000 limits

Who can use it?

People who wish to regain a good credit score or also want to build it. Reflex® Platinum Mastercard® is one of the most adopted unsecured credit cards.

Minimum deposit- $300

Maximum deposit– $1000

Benefits

There is no need to deposit any money before adopting the service. It is one of the widely adopted unsecured credit cards.

At the time of walking to gas stations, groceries and on other bills you get 1 reward points. This reward point is obtained by spending $1.

After using Reflex® Platinum Mastercard® if you wish to upgrade it then you can make it happen easily. The only requirement to make it happen is to use the Reflex® Platinum Mastercard® in the right manner and clear off all bills on time.

Credit needed Initial purchase Annual charges rating
N/A Not required $75 for first year and later $99 for next year. 4.7

8. Surge® Platinum Mastercard®

Surge® Platinum Mastercard® is also on the list of Guaranteed approval credit cards with $1000 limits with bad credit scores. This means even if you do not have a good report you can go ahead to apply for the card. This particular unsecured credit card gives you tons of flexibility in terms of purchase, fees and more.

In addition, in starting you get a credit line of $1000 which later increases to more upon usage.

Guaranteed approval Credit cards with $1000 limits

Who can use it?

Best for one who wants to experience something amazing in terms of fees and rewards.

Minimum deposit- $1000

Maximum deposit– $2000

Benefits

  • Upon using Surge® Platinum Mastercard® for like 6 months card holders can easily increase their limit.
  • All credit types are welcome to undertake the benefit of Surge® Platinum Mastercard®
  • Prequalify it without impacting your credit score.
  • Easy and free access to the vantage 3.0 score from Experian.
Credit needed Initial purchase Regular APR rating
Need to check the website Not required 29.99 4.6

9. Total Visa® Card

It only takes minutes to apply for a Total Visa® Card. This helps you to give instant approval and also with a credit limit of $1000. Once approved in the starting period you will get a credit line of $300 which in turn increases later on.

Further, if you are responsible towards the usage of the Total Visa® Card then it helps you to improve your financial history. In simple terms you will be able to qualify for the higher credit line as well.

Credit cards with $1000 limits

Who can use it?

Best for one who wants to experience something amazing in terms of fees and rewards.

Minimum deposit- $300

Maximum deposit– $1000

Benefits

  • Towards your purchase (on spent of $1) card holders can get 1 rewards points. This is mainly achieved on every possible transaction you make with a Total Visa® Card.
  • Can easily check the account anytime you want to.
  • There is no need for you to pay any charges beforehand, all you need is to give one time fee that is $95 (at the time of opening account).
  • Also gives you a user friendly mobile app to check your credit statement or score easily.
Credit needed Initial purchase fees rating
Fair or poor Not required $95 (at the time of opening account). 4.5

10. Merrick Bank Double Your Line® Mastercard®

Among the guaranteed approval and unsecured credit card, Merrick Bank Double Your Line® Mastercard® is the best you can choose. Trust us it helps you to take several benefits along with building a good rapport – towards credit score.

Many of those are using it and running back a good facility across. It is time for you to check it and bring it for your usage. 

Credit cards with $1,000 limits

Who can use it?

Best supported for those who in their initial days wants to develop a good credit score. Anyone can choose to adopt the service and continue with its perks.

Minimum deposit- $250-300

Maximum deposit– $1000

Benefits

  • Since it is an unsecured card and hence there is no need for holders to pay any amount in advance.
  • Once percent cashback facility is available with this type of card.
  • Helps you to improve your score while keeping an eye on your periodic review.
  • It has the higher regular APR or around 26%
$1000 credit line with bad credit score – no more a problem

We all are aware of the fact that it is nearly possible to get a credit card with a bad score. On the other hand, if you wish to take any stuff on EMI you are nearly rejected as well. This can go majorly at the time of home loans, bikes, cars and even more.

It is therefore a necessity to pay your bills or EMI on time to get a good rapport built. But, in the case of credit cards, there are many such cards which can help you to get a credit line of $1000 with instant approval. 

Yes, all of the above credit cards we have mentioned nearly do not look for credit checks for approval. These are the secured or unsecured credit cards that set the initial limit low and later on increased once they are used in the right manner.

Even some cards allow for a credit limit of $5000 and even more. Typically for some, it becomes hard to find all of those. 

In this manner, we have mentioned the complete list for you above to check. They have different benefits packed with them likely:

  • What rewards are they offering?
  • What initial fees do you have to pay and after how long you will get it back?
  • What VIP benefits can be obtained and more?

So, if you do not want to miss out the opportunity to get the desired credit card for yourself do not wait. Look at them all above and choose the one for you with guaranteed approval with a number of benefits.

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