Gamestop Credit Card Introduction:
The Gamestop Credit Card isn’t your typical credit card. It’s a store credit card that will only be accepted at the retailer’s stores or online at gamestop.com. This card is issued by Comenity Bank and charges no annual fees. Customers who use this card to buy stuff at GameStop will receive 5 points for every $1 they spend. If the purchase is on gas or groceries, customers are entitled to 2 points per $1 spent, otherwise it’s just 1 point per $1 spent elsewhere.
There’s a lot you can take home just with these points such as gaming merchandise and digital downloads of course. If you’d like to see if this card would benefit you in terms of savings, know that there is a 25-day grace period on purchases while the APR is set at 29.99%.
You need good to excellent credit with scores above 660 before you’ll be able to get one of these cards that comes with a minimum credit limit of $500.. Payments can be made online through the bank’s website or phone as well as via mail.
The powerup rewards program from GameStop users should already know how valuable credits from buying collectibles or trading games in can be so getting this specialized store card might make sense for avid gamers who shop frequently at gamestop stores nationwide. But don’t forget once again that it can only be used on GameStop and nowhere else so a more flexible option might suit individuals better such as Amazon Store Card or Target REDcard.
GameStop PowerUp Rewards Credit Card:
If you’re an eager gamer who’s always itching for new titles then I’ve got good news! The Gamestop Credit Card allows shoppers to take advantage of discounts on all their purchases! Every time you use this unique payment method, buyers save 5% off whatever they bought at Gamestop and another way they deliver value is by giving users 2 points for every $1 spent. These reward points can be redeemed for Gamestop coupons, Gamestop gift cards, or Gamestop merchandise. This card may not bring any cash back but the savings opportunity is still there!
Gamestop Credit Card reviews:
Customer reviews are always vital to look into before making a buying decision. If you’re thinking about applying for this card then you should definitely dive into some Gamestop Credit Card reviews to see what people have been saying about it. You’ll learn more about the application process, fees, benefits and customer service quality if you do some research through consumer feedback.
The rewards system is also worth researching since they offer GameStop Cash Back, Points and merchandise discounts. Use your Cash Back to get money back on your purchases. Points can be used for discounts on future merchandise purchases while Discounts give you savings on your future purchases as well. Using these three systems together can lead to some serious value and store credit in time.
So if you’re considering applying for the Gamestop Credit Card, be sure to do due diligence and read some of those highly informative customer reviews first! Don’t take this step lightly as it could save or cost you money in the long run if you make hasty decisions without proper research.
How Does the GameStop Credit Card Work:
The way this store credit card works is pretty simple actually. Just like any other one out there, users can use it to buy stuff at Gamestop’s stores or online at gamestop.com. Rewards are earned based on how much financial activity gets put through this payment tool so keep that in mind when deciding where to make a purchase from next time.
There’s no annual fee with this plastic card and good news again—Good credit scores are all that’s needed to qualify! A 25-day grace period will apply whenever customers need to pay off their purchases within that timeframe otherwise an APR of 29.99% will kick in.
If you’re a regular Gamestop shopper, the Gamestop Credit Card could prove enticing with its ability to help you save money on purchases. However, the fact that it can only be used in-store and online at gamestop.com might not make it flexible enough for some consumers. In that case, consider an Amazon Store Card or Target REDcard.
Gamestop Credit Card Benefits:
Gamers rejoice! The Gamestop Credit Card comes with a ton of benefits for cardholders. For every purchase made at GameStop, you’ll earn points that can be redeemed for digital downloads and other gaming merchandise. On top of this, there is no annual fee and applicants with good to excellent credit will be accepted.
Gamestop Credit Card Fees:
While the card offers rewards without an annual fee, there are still fees to keep in mind when considering your options. A $3 monthly service fee is charged along with 3% foreign transaction fee on all out-of-country purchases made on the card. Additionally, if you make a late payment, expect to be slapped with up to $38 late charge.
Gamestop Credit Card Application:
Applying for the card must be done online at gamestop.com. You’ll need typical personal information such as name, address and date of birth along with more sensitive information like social security number and annual income. To complete the process you’ll also need to create a username and password for your account.
Also Read: 5 Things to Know About the Gamestop Credit Card
1. The card can only be used at GameStop locations and online at gamestop.com
2. The card is issued by Comenity Bank
3. No annual fee
4. Earn 5 points for every $1 spent at GameStop
Conclusion:
The Gamestop Credit Card is a good choice for frequent shoppers at Gamestop. However, because the Gamestop Credit Card can only be used at Gamestop, it may not be the best choice for everyone. If you’re looking for a store credit card with more flexibility, you may want to consider a card like the Amazon Store Card or the Target REDcard.
FAQ;
- What score do you need for a Gamestop credit card?
A score of 660 or higher will suffice if you’re looking to qualify.
2. How do I pay my Gamestop credit card?
Mail in, online, and over the phone are all options customers have when looking to pay their bills.
3. What bank issues GameStop credit cards?
Comenity Bank is responsible for issuing these cards.
4. Can I use my Gamestop card anywhere?
Nope! You can’t use this specific card anywhere besides game stop stores and game stop’s website.
5. How do I use my Gamestop card online?
Step one on your journey would be creating an account on game stop’s website. Once that’s done, add your credit card as a payment method.. After that? It’s as easy as purchasing things!
