Monday, April 22, 2024

Unity Trust Bank Business Banking, Savings & Loans

Unity Trust Bank Business Banking, Savings & Loans

Since its founding in 1984, Unity Trust Bank has provided customers with commercial and property loans within the Birmingham area. Funded solely by customer accounts and run on an ethical, sustainable platform that supports British businesses, charities, and their surrounding communities alike – this bank is a strong ally for any business seeking to grow.

Unity Trust Bank Business Banking

Current account

Whether your business has an annual turnover of up to £100,000, between £100,000-£2 million, or over £2 million – NatWest’s Current Account is perfect for you. You can manage it online at any hour and make cash/cheque deposits/withdrawals from the branches specified. Although this account doesn’t come with a debit card – all transactions are still possible via online banking or by visiting one of our local banks!

Businesses with turnovers of less than £2 million will be charged a modest fee of just £6 per month, plus any additional transaction charges. But those with higher turnover can expect customized fees and their dedicated relationship manager to handle all aspects of their account.

Instant access savings account

Business customers have access to their savings without any fees and can withdraw funds anytime they wish – all while earning 0.00% AER interest on the account!

Take advantage of a 30-day deposit savings account and watch your money grow!

Stash away funds in this short-term investment opportunity to enjoy compounded interest and have access to your cash when you need it.

Invest a minimum of £2 million in our account and you can withdraw your funds within 30 days’ notice. Interest rates? Just ask – they’re available upon request!

90-day deposit savings account

If you’re looking for a financial opportunity with high returns, look no further than our minimum deposit of £500,000. Withdrawals are convenient and effortless – simply provide 90 days’ notice. Interest rates vary but can be provided upon request!

Unity Trust Bank Business Finance

Commercial/property loans

If you’re looking for a loan between £250,000 and £10 million, Unity Trust Bank is the perfect option. Our variable rate loans provide up to 70% loan-to-value with interest-only periods available and fees of 1.5% plus legal and valuation costs of the total value. Furthermore, our 10-year commitment comes with an impressive amortization profile lasting up to 20 years! Additionally, fixed rates are achievable if your loan falls within the range of (£500k -£10m) for 2 or 5-year terms respectively

Unity Trust Bank Reviews and Ratings

Unity Trust Bank’s online reviews are a balanced mix of good and bad. Google is filled with customers who have been banking with Unity for years, stating that their customer service level is outstanding; however, some feel it can be difficult to work with. On the other hand, Trustpilot has a positive review praising them for being very human-oriented and offering clear terms/information; one negative review comes from an unrelated company while the second includes website issues.

Recognizing the need to support teachers and small businesses during the Covid-19 pandemic, Unity Trust Bank granted a generous donation of £5 million in June 2020 to fund London’s Teachers’ Housing Association which will be creating 300 homes for educators. Additionally, they received another £900,000 that was distributed amongst many West Midlands companies hit especially hard due to current economic conditions.

Trustpilot – 2.8/5 (based on 3 reviews)

Google Reviews – 3.5/5 (based on 11 reviews) – no reviews

Smart Money People – no reviews


Obtain loans to finance your renovation and growth goals!

A bank with a strong moral compass often finances charities and social enterprises.


Although customer feedback is mixed, with a handful of negative reviews related to customer service.

This offer is specifically tailored to businesses looking to raise large sums of money – if you’re seeking smaller amounts, this solution may not be the right fit.

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Unity Trust Bank Business Banking, Savings & Loans

Do you want to take control of your finances, but don’t know where to start? Or maybe you already have some investments but are looking for more financial security and rewards. Look no further than Unity Trust Bank Business Banking, Savings & Loans. As a leading banking institution in the U.K., we offer unrivaled flexibility and consistently high returns on savings products that can help you reach your financial goals faster than ever before.

Our business banking services provide the ideal foundation for corporate customers looking to grow their wealth over time through borrowing offerings or investing options. Whether it’s building up a personal nest egg or setting up an innovative company venture – you can rest assured that our team is here with opportunities available tailored specifically for each customer’s needs!

An Overview of Unity Trust Bank Business Banking, Savings & Loans

Unity Trust Bank is a unique financial institution that offers a range of products and services specifically tailored toward businesses. From business banking to savings and loans, Unity Trust Bank has everything you need to manage your finances effectively. What sets this bank apart is its focus on social responsibility, making it an ideal choice for businesses looking to make a positive impact on communities and society as a whole. If you’re a socially responsible business owner in need of reliable financial services, Unity Trust Bank is worth considering.

Benefits of Opening a Business Account with Unity Trust Bank

Are you a business owner looking for a bank that aligns with your values? Look no further than Unity Trust Bank. By opening a business account with us, you’ll not only have access to all the standard banking services you need, but you’ll also be supporting a bank that prioritizes social, environmental, and community responsibility.

Plus, you can rest easy knowing that your funds aren’t being invested in industries that harm people or the planet. Additionally, our expert team is dedicated to providing personalized support and advice to help your business grow and succeed. It’s a win-win for you and society as a whole when you choose to bank with Unity Trust.

How to Apply for a Loan from Unity Trust Bank

If you’re looking to apply for a loan from Unity Trust Bank, there are a few steps you can take to ensure a smooth application process. First, it’s important to determine the type of loan that’s right for you and your needs. Unity Trust Bank offers a variety of loan options, including business loans, charity loans, and community loans. Once you’ve decided on the type of loan you need, you can begin the application process online or by contacting a representative at the bank.

To ensure your application is successful, it’s important to have all necessary documents and information readily available, such as financial statements and credit history. By following these steps and working with the team at Unity Trust Bank, you’ll be one step closer to securing the funds you need to achieve your goals.

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Information about Interest Rates and Fees for Businesses with Unity Trust Bank

For businesses looking to manage their finances with a socially responsible bank, Unity Trust Bank is an excellent option. Their interest rates and fees are competitive with traditional banks, but Unity Trust also prioritizes investments in businesses that prioritize social and environmental impact. For example, the bank has invested millions of pounds in renewable energy and affordable housing projects. When you choose Unity Trust Bank, you can feel good about supporting a financial institution that aligns with your values while also receiving great service and rates.

Tips on Managing Your Finances with Unity Trust Bank

Managing your finances can sometimes feel like a daunting task, but it doesn’t have to be. Unity Trust Bank offers a range of services to help you manage your money effectively. By taking advantage of online banking and setting up automatic payments, you can avoid late fees and stay on top of your bills.

Additionally, creating a budget and sticking to it can help you control your spending and save money in the long run. With Unity Trust Bank’s commitment to socially responsible lending, you can also feel good about where your money is going. By following these simple tips and working with Unity Trust Bank, you can take control of your finances and achieve greater financial security.

Special Offers and Promotions from Unity Trust Bank

Unity Trust Bank is committed to providing its customers with special offers and promotions throughout the year. From reduced interest rates on loans and credit cards to cashback rewards and bonus savings incentives, there is something for everyone to take advantage of. These offers are designed to help our customers save money, manage their finances more effectively, and achieve their goals.

Whether you are a new or existing customer, be sure to check our website regularly and subscribe to our newsletter to stay up-to-date on the latest promotions available. With Unity Trust Bank, you can enjoy financial security and peace of mind while taking advantage of great deals and savings opportunities.

Unity Trust Bank is an excellent choice for business banking and savings. The bank offers a diverse range of benefits, from hassle-free loan applications to competitive interest rates with no hidden fees. With the tips in this article, you now have the tools and knowledge you need to manage your finances with Unity Trust Bank efficiently and effectively. Signing up for a Business Banking account or Loan could be the first step to achieving your financial goals – so why not take advantage of all that Unity Trust Bank has to offer?

Not only will this give you more control over your investments, but it could also help you take advantage of special offers and promotions available exclusively at Unity Trust Bank. No matter what stage of business growth you’re in, be sure to do research and make sure that Banking with Unity Trust Bank is the best financial decision for your business.


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